A lot of people get discouraged from applying for credit cards due to the possibility of accruing debt. After all, not being able to pay credit card bills on time can take a massive toll on your credit score, and ...

Opting for expensive vacations and having parties and fun every night is the way to lead your life when you are young. However, these habits would be leaving an intense and adverse impact on your savings and debt repayment plans. ...

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