If you live in the Hills, or anywhere in LA for that matter, it’s safe to say you spend a good deal of time in your car. With bumper-to-bumper traffic, it’s only a matter of time before you’re in an accident. Whether it’s a severe car crash or just a slight fender bender on the 5, it’s essential to know what to do to avoid any financial headaches and get on with your life.
Remain on Scene and Exchange Information
When any car accident happens, it’s important to stop immediately. Pull over to the side of the road when possible. Stay as calm as possible, and seek medical help if necessary.
Gather Information About the Crash
It’s essential to gather as much information as possible in case you have to file a claim. Exchange insurance information and collect the license plate, year, make, and model of all other vehicles involved.
Car accidents, big or small, can be a considerable hassle well beyond the incident. If you’re injured or out of a car, it can give you peace of mind knowing there’s a firm that can help you receive maximum compensation to get you back on your feet.
If you don’t have an attorney on speed dial, try a car accident specialist at zdfirm.com to talk you through the next steps.
Don’t Admit Fault
It’s essential to keep your conversation with other drivers to a minimum. Don’t admit fault or lack of injury on the scene. Ultimately, you may be wrong about who is at fault or the presence of an injury.
California’s pure fault shared comparative negligence law can allow you to recoup some of your losses even if you are at fault for the accident. If pressed, simply ask the other party to contact your insurance company.
Take Photos & Make a Record
Document as much of the accident as possible. Evidence can prevent other parties from claiming you’re responsible for damages incurred. It will also help your lawyer or a claims adjuster in assessing fault.
Create a video or a written entry of your account of the accident. Include the time and date, cross streets and direction of travel for each involved vehicle, an estimate of the speed of every driver, the color of traffic lights that are relevant, as well as any adverse road conditions.
If you are injured, it’s important to document those injuries. Make a note of any bruises, soreness, or pain. If you seek medical attention, ask your health professional to take pictures of any injuries.
Report the Accident
Be sure to report the accident to both the California DMV as well as to your insurance company. California law requires you to report any accident to the DMV that involves injury, death, or damage of over $1000.
Calling your insurance as soon as possible helps get the ball rolling on any next steps in what could be a lengthy process.
Car accidents are a part of any motorist’s life. They’re bound to happen, especially in a place as car-reliant as the Hills. It’s crucial to feel as prepared as possible so that when they happen, you can proceed calmly and confidently and get back on your feet as quickly as possible.