It happens to everyone: you’re driving along and something goes wrong. Maybe a tire blows out, or maybe you just get into a road accident.
It’s probably one of the worst feelings in the world, but it can be scary when you don’t know what to do next. And while most people know they should call for help after an accident, not everyone knows whom they should call or how long it will take for them to arrive on the scene. That’s why we’ve put together this brief guide on what to do if you find yourself in such a situation. Follow these helpful tips closely as you never can tell when tragedy would strike.
Call an Ambulance or Law Enforcement
So, you’ve just had an accident. Now what? First things first: always call for help as soon as possible. If anyone’s been injured, it will be a great relief to have a paramedic on the scene ASAP. It may seem like common sense, but you’d be surprised at the people who would rather wait until morning to report an accident.
Obviously, if anyone’s hurt then the first thing to do is call for an ambulance. If there are people injured and bleeding who need urgent medical attention (which would be difficult to give them in the dark), then you should call 911 immediately. The dispatcher will ask questions about where you are, what happened, how many people have been injured, and other important questions.
Once you’ve dealt with ambulance services, call the police. Even if the accident seems very minor, it’s still a good idea to let law enforcement come in and take care of everything. It will help in case either party tries to sue later on.
Call Your Insurance Company
After you’ve dealt with ambulance and law enforcement it’s time to call your insurance company. You can call them simply by looking at the bottom of your registration card or insurance certificate. Once you’ve got it, give them a call and let them know what happened.
They’ll most likely ask for details such as where the accident occurred, when it happened, how many vehicles were involved, and how many people were injured. You’ll also need to know who the other driver was, so you can give your insurance representative their information as well. Then they can decide on whether or not they want somebody to go inspect the accident scene with you, or if they’d rather come out to your house for an interview.
Contact a Personal Injury Lawyer
Sometimes accidents aren’t always the driver’s fault. There may be all sorts of issues surrounding negligence, and if any of those factors affect you, you should consider contacting experienced truck accident lawyers or personal injury attorneys. They can assess your case and let you know what your legal options are.
If it turns out that the other party was indeed at fault for causing the accident, then you can file a claim to get compensated. You should take note that this process could take several months as lawyers cannot accept cases unless all other avenues have been exhausted first.
If the accident wasn’t your fault, but it still caused a car crash or other injuries to yourself or a family member, then a personal injury attorney may still be able to help you. For example, if another driver was distracted behind the wheel and caused a multi-vehicle pileup on a highway, then all of the individuals involved in the accident could file for compensation at once.
Go For Medical Checkups
Since it’s possible that you might need medical attention after a road accident, then why not go and get checked up? You never know what could be hurting beneath the surface, so it always helps to go and see a doctor for some peace of mind.
You can ask whether or not they can write a letter stating that you saw them after the accident for your insurance company. If everything proves to be normal, then you’ll have evidence that will prove that you weren’t injured during the crash too. This can definitely help if it comes down to a trial later on.
Don’t Miss Adjustment Deadlines
If your car was damaged in a road accident, then you need to go back and get it inspected. All you have to do is give the police department your insurance information and they’ll be able to assist you in getting an official quote for repairs.
After that, you can contact either the tow truck driver or agent who came to pick up your car after the crash. Tell them what happened and where it’s currently being taken, then they can help you get in touch with the car dealer on your policy.
Once you’ve reported the accident to both of these parties, then you should wait for them both to start bidding for your business. You’ll have a limited time frame where you can choose between their prices and decide who will do the repairs on your automobile. If neither one is able to give you a quote within this period, then you can go ahead and take your vehicle off the road until it’s ready.
Waiting too long could allow your insurance rate to skyrocket or even void your case entirely.
Being in a road accident is a devastating experience. You want to make sure you’re well cared for and can get help after the incident.